If you haven't lost your virginity by 16, you fail at life. There's literally absolutely no good excuse. I was born with debilitating social anxiety. But guess what? I manned the -blam!- up and after losing my virginity at 15, have -blam!-ed 10 different women/girls since. It takes initiative, effort, and the end to wishthinking and hoping something will just fall into your lap, because it seldom does. The bottom line is, the majority of women will put out if you pursue them. It's a matter of making the first move and taking what is offered. PM me if you need advice.
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What sad is the youth today fear challenges. From being somebody to having morals, I find it quite sad that kids are losing it so early and not even thinking about the what if. The worst part is if she was to get pregnant its either he leaves or she gets rid of of not even thing about how one simple pleasure could ruin ones life. Not to mention the STD part.. just think what if. I have respect for people who can save the virginity that shows personal respect and responsibility. And if you do decide to go for at least accept the challenges that may befall you.