Then you will have 200 strange coins sitting uselessly in your bank
English
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You know not everyone has that many coins don't you? Don't just assume that everybody has 200+ strange coins to waste. I only have 29 as of Tuesday, each week I'm usually lucky if I have enough coins to get a heavy or special. There are a lot of people that don't have an extremely large abundance of strange coins.
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Then don't get the impulse to buy something every week then you will have more. Since I stopped buy stuff every week (except for the occasional heavy) I have close to 200 scatter among my three characters.