No! No! No!
Go spend $9.99 for those Keys in Neverwinter so you can MAYBE unlock one of those cool mounts.
Now that's money well spent - a Chance for a mount. That's what I would do with your refund.
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Oh that's a super good idea. It was either that, or going on the steam store and just clicking around for a half hour and see what games end up in my library.
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That sound like fun too. You have some big choices coming your way. I don't envy you.
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I'm going to have to sleep on it.