I don't have to learn. Because i am the Customer. They want my Money. If i Don't like the Way of their Business I will not throw my Money to the screen. So it is up to them Not to me. Btw it is not the amount. It is the way they try get the money. Me and a lot of other people think this is not a fair deal. Another point are their statements. They lie to us!!! And we lost our trust.