I had the same issue leaving 360, except the baby (he was already one lol).. But all my friends had split between the two and I couldn't decide, I even put up a Facebook status to check. Ps4 won by a landslide on that post lol, not one xboner stood up for their console, so I got a ps4 and I love it, for me I prefer the ps4 controller and for me psn isn't that unreliable.. Going down 4 times in a year isn't the worst thing to happen lol. I didn't have destiny so didn't have to worry about losing characters, only character I was worried about was GTA 5 but I could transfer him so not a problem. But as you have destiny I would probably stick with the xb1