First off my wife doesn't give me shit about spending money. I always say this quote to her when we are giving money to others who are in need or are spending money on something for her. I truly feel sorry for anyone that lost anything during the housing market crash but that's part of the reason I still work 2 jobs despite not needing it any longer. I work 2 jobs so I can pay off all of my current debt including student loans and my home. Both cars are paid off and I'm on pace to be debt free by 30 so if I want to spend $40 on TTK then that's my choice.