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No I heard armour will still need to be unlocked via your level, just like it was 1-20. Need to be the right level to wear the gear, but how that works with exotics I don't know
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Well year 1 will still be level 20 year 2 might be 30-40 or just depends on the weapon or armor you get, maybe the weapon or armor will say on it. It really doesn't matter, you'll be max level in a week so who cares...