Was talking to my buddy the other day about this. I told him we will all be bounced down to 20. He wasn't so sure. I told him that if the light all disappears from our armor, how can we be any higher. Prepare for the grind from 20 to 40. Should take about a year. Btw - we also discussed that those who buy the CE version and get the exotic class items that boost xp will have an advantage. Guess we all better throw money at the screen.