No need to get so defensive. The problem is calling it homo or Trans phobia. It's,not about people literally being afraid of those groups of people. Whomever coined the terms should have never called it a phobia.
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That is exactly my point. The term is used to silence opposing view points. I was out at wedding party and my friends gay sister literally tried to bait me into an argument about homosexuals and when I would play along she accused me of being homophobic. We all sat around the table completely shocked that she was so transparent about enticing an argument then insulting people when it didn't go her way.