Guild wars 2 is now free to play. I suggest you get it and learn what a real MMO looks like. Add me at JDubsH, I would love to run dungeons with anyone who joins. But until you do, don't call Destiny an MMO, its embarrassing. Seriously.
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People recognize a lot of elements from WoW (grinding for loot, rep, mats, gear obsolescence, raids etc.) and then they rightfully conclude: Destiny is more than a simple FPS. WoW is an MMORPG and over time that mouthful of a term shortened to MMO (a term that says nothing except that a lot of people interact online). So people think WoW=MMO, and then began to call Destiny an MMOFPS. But there is no massive online element to Destiny, all activities feature 3-12 guardians, that's it. So they should call Destiny a FPS/RPG hybrid, but I fear people cling to much to that idiotic MMO-moniker...