Wow.......I guess I am smart since I am an engineer still in first grade. Anyways, if you hate the new business model, don't buy the new cosmetic stuff. Better yet, quit the game. Simple as that! As for their new model, people want new emotes, skins and crap like that. So what......people will pay $2 for an item. How does that effect you? I can answer that for you. It gives you FREE future DLC's until Destiny 2 drops Fall of 2016. It gives you free mini missions and strikes. Wow.......sounds super sketchy to me. This is not the first game nor last game to monetize cosmetic items. It has been very successful within other games like Guild Wars.