I don't even know how to unsubscribe. I took my card off my xbox but it still renews every year. I don't even touch that shit anymore. Microsoft are such greedy fuucks. It's only $60, so I don't mind that much, but still.
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You need to remove it from the website not from the xbox.
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Yeah I decided to just call last night. There's no reason you should have to do all that. You should be able to just cancel your renewal on your system, but they don't allow you to. You can only select another renewal option.
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Go on xbox. And change payment option use exp card. Can't renew