I actually agree with op:
Normal raid/Iron Banner - 310 max
Hard raid/Trials - 320 max
It just makes sense.
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It does just make sense. It's very simple, yet most are defending IB because they can't complete the other challenges. It's like the Staples "easy" button.
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I've gone flawless in trials, beat every raid (but crota) on hard. I would rather have to beat hard raid anyway then have to play IB
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Why? Takes 1:30-2 hours to beat raid on hard, takes double that to hit rank 5 IB....AND it's PvP which is more of a grind then PVE any day of the week
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Can you do the hard mode raid at LL 260 or whatever the minimum requirement was for Iron Banner? No. You would need a solid team to take you through it at 290. Same for Trials. Iron Banner level 5 can be reached in 2-3 hours on the last day. I appreciate that your time comparison is valid but I consider skill and LL to be more relevant in this particular equation.