It appears that it would be quite burdensome to try to offer you the necessary insight to provide you a better understanding of what happens behind the scenes so to speak but needless to say, intergenerational wealth transfers has about as much influence on the socioeconomic ills this particular country suffers (i.e., the US) as Destiny does. That is, they both impact in an immaterial way. There is no such thing as equal opportunity in life. Just like there's no such thing as weapon balance in game with this much diversity. I won't bother explaining to you the more relevant drivers since you're so easily offended. In fact, that's probably one of the biggest contributors to "not getting it" or otherwise being able to properly dissect socioeconomic issues, you've probably fought so hard to avoid offensive information that you've unintentionally dumbed yourself down as a result ('no offense'). You speak as if governments actually represent communities. They are not the community, they are a group of people that have been given absolute control over your life. Good luck with championing "Government" laws to reflect community views. No thanks, I'll stick with championing communities that can govern themselves. And I'll just summarize the difference between you and the OP (and me, I might add): you imply that inheritance plays a bigger factor than your own hard work and effort, we think the opposite. We'll just agree to disagree.