Already way better than destiny. Gameplay is solid matchmaking is way more reliable I have not experienced any lag what's so ever, loot is way better u actually get loot that's better as u go up in level instead of crap light level items every time. Much better player customization and weapon customization. So if u like destiny ur going to love The Division.
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Sadly I know a bunch of destiny friends that disliked the division. I like it an awful lot and the destiny forums is not the place to be discussing this but my beef with the division is every boss fight is one of 3-4 encounters just with a different name and rescaled for the hosts level. Like the DZ is fun but not really anything special. The mission are relatively repetitive (not saying destinys aren't) but for I don't feel division will last 4 more months. Once destinys spring update finally is released I'm doubtful division will have many players for a while