Excellent idea. Since Destiny is filled with content, tons of replayablity and genre defining endgame content, it'd be fair to charge $19.99/month. Now, this may be too much for most games but when it comes to Destiny, that's the minimal amount worth Bungie's time.
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Can't argue. You hit the nail on the head. Bungie needs to do this as soon as possible. Surely no customer would mind supporting this game!