I played MMO's more back then than now, but I know what you mean. I played this one game where the gear with no stats and no armor, but it was the best looking armor ever. So used the transmog and got so many compliments. I know it's something we should have, but until last gen is dropped (Destiny 2) there's no way it will become a thing. There's no memory left on last gen to implement something like that. I'm surprised Bungie had room for more vault space.
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BS, a straight transmog system in this game would be as simple as the "helmet always on" toggle update...the real reason it's not in the game is they have to decide how to monetize each change of appearance...