Technically they didn't say you'll get banned. They just said its not compatible and may stop the game from working properly.
[quote]Third-party applications which repeatedly attempt to insert code into the Destiny 2 PC client may potentially impact game performance. If players experience decreased performance when running certain applications alongside Destiny 2, their first step should be to ensure that any features of third-party applications which could potentially be attempting to insert code into Destiny 2 are disabled.[/quote]
Even if they want to straight up ban people, how are we supposed to know what app tries to "insert code" into the game? They should at least give warning, or just auto close the game like what other anti-cheat usually do unless they are 100% certain.
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I not saying Bungie officially said you'd get banned, it's maybe just the way I've worded it. I agree with you, they've never mentioned it once.