If it does not affect the actual game then no real point. Some games let you play or pay if you don't have that kind of time or are too lazy to play for it. It normally is not much and pay to wins are not a very sturdy model. Pay to wins like STO is when you want T6 stuff after going through T1-5 and having to pay allot of money if you want to be #1. I never did but often they offered really good deals and DDO had things you could only purchase in game but allot of it you could purchase or get a pass. Every game has its tricks and Destiny is not a pay to win kinda game. What you are after is something that cannot happen due to changes that happened inside the company and thus resulting in Destiny being the way it is. No one says you had to buy the extras. I did not for STO as even 3 T6 battleships would run you about $100.00 or more depending on what you want to purchase. DDO was kinda a blend of paying for stuff now or you can pay for a subscription giving you full access instead of purchasing it piecemeal.