That hypothetical statement is completely situational so in some cases that statement could be true and in other it is false. Difference is the person is taking a risk by using an unsupported third party that could do irreparable damage to your account, deleting characters, items and taking account information for their own gain. That and once they have your money they can do what they want with your account. Again no rational person would really take that risk. The difference is with Bray's thing is that you are bypassing that by taking that third party service and making it first party, you remove the risk but you also make it so that any effort you put into the game is much more easily bypassed by someone with money to burn. While before you wouldn't have that many people paying out to those services as they are third party.