Both have pros and cons, neither are for me though. With PS+ you get access to every game that was offered for free, but you dont keep those titles and they become locked when your ps+ subscription ends. With XBL gold you dont get access to previous titles you missed that were offered, however any title you do download you own and can play them for as long as you like. PS+ does give out better games for free however every single game thats been offered so far on both services i already own or i dont care enough to download it.