if you fight a boss and he drops loot or you do an event or do something very rewarding together, if the reward is an exotic or a legendary, you will both get it, so yeah. it's not like you will fight for the same gun if the boss drops it, you will both get it, and plus all the guns are great, and I f you even get an exotic whatever I would use it, I wouldn't be chosee about it.
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No, all of the loot is individual. If you suck, you'll have sucky stuff.
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no it isnt'. do your research bro