Well, just so you know SexyLonghorn, I think you're spot on. I'm also having a great time with this game. "But I own the disk." They can ban you if they wanted. So much for you "owning the disk." This is an online only game so for you even to get onto this game, you have to be ALLOWED to by Bungie even though you paid $60 dollars. You basically rented a spot on Bungie's train, and at any time, they can come by your seat and ask you to give them more money or they will drop you off at the next stop. To continue on, you have to pay the fees. Like what I did there with the whole train analogy? Yeah, me too.