To become a level 30 guardian, Destiny requires that you wear 3 Raid Legendary armor pieces and 1 Exotic. You're forcing Titans to look about 75% the same as other Titans, minus the fact that one could have an exotic helmet while another has an exotic chest. The same applies to Warlocks and Hunters. It also makes armor rewards from Queen's Wrath missions, the Iron Banner, etc. pointless. Those armor pieces look amazing! But, I have no desire to unlock these items because it will not help me progress to level 30.
Have you considered: when a guardian receives a raid armor loot, for example gauntlets, behind the scenes, you apply a switch to their guardian. Such as, "Raid_Gauntlets_Received: true"? Then, if the guardian has that switch set to true, it allows legendary gauntlets received from the Iron Banner, FWC, Dead Orbit, Vanguard to now reach light level 30, instead of 27.
This adjustment would make armor rewards more exciting and useful while also increasing Guardian individuality.
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I think the Iron Banner armour should be on par with Raid Gear, given the fact that that Iron Banner is supposed to be the pinnacle of of the Crucible.