I actually have had problems with disc reading a few times.
Simple solution, eject and reinsert a couple times. It ends up working, for me atleast, not sure about others.
You prefer reliable hardware
Me, I go for the network.
It's all about preferences and opinions. Does not make one or the other better.
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I agreed they both have their drawbacks. that's why i honestly prefer to game on pc.
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If I could go PC, I would. Just more convenient to have a console IMO.