First off, I'm not saying graphics are everything.
Nor did I say Destiny was a better game.
But Destiny does run better (especially being always online) and it does look better - which means things take time.
Also Borderlands loot system is entirely randomized so you can get crap or something completely overpowered. Each piece in Destiny is designed and crafted - the way you get it is random but the piece itself was made and balanced by a designer at Bungie.
That takes up so much time (I'm a designer) and no, graphics are literally nothing to a game but when it looks like Destiny does, it takes a long time to do anything.
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MADE...AND...BALANCED? You're kidding right? You sound like a Ferrari owner that is reading a pamphlet on his car and trying to sound like a mechanic. This game is 100% a successor to borderlands and its failing miserably. Calling a game a MMO and not having a text chat...voice chat..or anything other than 4 emotes is absolutely idiotic. I played WoW for more time than I wish to recall. That is a MMO. Voicechat. Text chat. Group invites are easy. Destiny of you get invited to a group, you could be STARING at the guy who invited you..and it will boot you to load screen hell..then load the same..game..you were just in....real nice hand crafting there. The game disconnected on me 14!!!!! FOURTEEN TIMES during a raid. More, real precise testing by the developer there. Should we go on? Sure. The prediction system used in pvp is VOMIT worthy. I cannot recall how many videos I have of people shooting me before I've ever turned a corner..and then ya watch the replay and it's completely different than what happened in the game. The game gets totally messed up with the slightest bit of lag...the bosses are glitched to hell. What part of this is hand crafted?
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Maybe too much time was taken designing aesthetic graphics that they just said -blam!- it to the rest, because I can't even enjoy the graphics from the title screen I seem to spend 80 percent of game time looking at.